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The Island Resort at Fort Walton Beach Fort Walton Beach (FL), Florida
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Hotel comparison guide

The Island Resort at Fort Walton Beach vs St. Maarten 402 at Silver Shells

The Island Resort at Fort Walton Beach is a casual, family-focused Gulf-front resort on Okaloosa Island with pools, a swim-up bar and daily activities. St. Maarten 402 at Silver Shells is an upscale Destin beachfront condo unit inside the Silver Shells complex, aimed at travelers who want condo-style lodging steps from the sand.

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Aerial view of the resort pool and beachfront at The Island Resort at Fort Walton Beach

The Island Resort at Fort Walton Beach

family-friendly · private beach · swim-up bar

Best for families and activity-driven beach vacations with on-site entertainment and easy access to Okaloosa Island attractions.

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St. Maarten 402 at Silver Shells, Destin, Florida

St. Maarten 402 at Silver Shells

upscale · condo tower · beachfront

Best for travelers who prefer upscale condo-style lodging with multiple pools and close access to Destin beaches and Henderson Beach State Park.

Quick Verdict: The Island Resort at Fort Walton Beach vs St. Maarten 402 at Silver Shells

When The Island Resort at Fort Walton Beach wins: choose The Island if you want an all-ages resort with organized kids' activities, multiple on-site dining options, a distinctive Grotto Pool with a seasonal swim-up bar, and direct access to a private stretch of Gulf sand on Okaloosa Island.

When St. Maarten 402 at Silver Shells wins: choose St. Maarten 402 if you prefer condo-style accommodations in a Destin beachfront tower, private-entry check-in, multiple pools and hot tubs on the complex, and proximity to Henderson Beach State Park and Destin's attractions.

Bottom line: both properties deliver a beach-first Emerald Coast stay; pick The Island for a livelier, family-focused resort experience and programmed amenities, or pick St. Maarten 402 at Silver Shells for quieter, upscale condo lodging right on a Destin beachfront complex.

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The Island Resort at Fort Walton Beach vs St. Maarten 402 at Silver Shells – At a Glance

Side-by-side facts for The Island Resort at Fort Walton Beach and St. Maarten 402 at Silver Shells
CategoryThe Island Resort at Fort Walton BeachSt. Maarten 402 at Silver Shells
Overall vibeCasual, activity-driven Gulf-front family resortUpscale condo-tower within a Destin beachfront resort complex
LocationOkaloosa Island — direct Gulf frontage with private beachDestin beachfront (Silver Shells) — on the beach near Henderson Beach State Park
Size / roomsAbout 333–335 rooms across four buildingsNot published
Who it's forFamilies, groups, event and wedding partiesCouples and families wanting condo-style lodging and Destin access
Pools & waterTwo outdoor pools (including Grotto Pool with seasonal swim-up bar) + hot tub; private beach (600 ft)Two outdoor pools, two hot tubs, indoor pool counted as 1 indoor pool in listing; direct beach access via property
Restaurants & barsMultiple on-site venues including Sea Oats Kitchen & Bar, Cabana Cantina, Beach Bar, Grotto swim-up bar, food trucksNot published
Spa & wellnessFitness center included; property states no on-site spaSpa services on site (per supplier listing)
Access & arrival24-hour front desk and concierge; surface parking (fee varies); standard check-in at 4:00 PMNo front desk — guests receive an access code by email; check-in window begins 4:00 PM
AccessibilityADA-accessible rooms and public spacesWheelchair accessible – no (listing notes elevator and specific door widths)
Known forGrotto Pool and family entertainment programmingUpscale beachfront condo unit within Silver Shells with multiple pools and hot tubs

A Look Inside The Island Resort at Fort Walton Beach

The Island Resort at Fort Walton Beach: rooms & suitesRooms & suitesThe Island Resort at Fort Walton Beach: pools & beachPools & beachThe Island Resort at Fort Walton Beach: diningDining
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Location: Fort Walton Beach vs Destin (Silver Shells)

The Island Resort at Fort Walton Beach – Location

The Island Resort sits on Okaloosa Island with direct Gulf frontage and private beach access.

  • Fronts roughly 600 feet of private sugar-white sand on the Gulf of Mexico.
  • Walkable to local attractions: Okaloosa Island Pier, Boardwalk, Gulfarium Marine Adventure Park.
  • Resort is on Okaloosa Island with standard road access and on-site parking (fee may apply).

Choose The Island for immediate Gulf access and a central Okaloosa Island location near family attractions.

St. Maarten 402 at Silver Shells – Location

St. Maarten 402 is a condo unit inside the Silver Shells Destin beachfront complex, steps from Destin beaches and Henderson Beach State Park.

  • Address: 15200 Emerald Coast Parkway, Unit 402, Destin, FL 32541 — located on the beach within Silver Shells.
  • Close to Henderson Beach State Park and Destin Harbor area attractions listed in the supplier highlights.
  • No staffed front desk; guests get emailed access instructions and use a private entrance to the unit.

Pick St. Maarten 402 for a Destin beachfront base with condo-style self-entry and easy access to Henderson Beach.

Rooms: what to expect

The Island Resort at Fort Walton Beach – Rooms

The Island Resort offers a range of rooms and junior suites across four named buildings.

  • Room types include Standard Room, Room, Junior Suite (with sofa bed) and Gulf- or Pool-view options.
  • Rooms are in The Beach House (six stories, interior corridors) and Sunrise/Sunset/Sunshine (two-story exterior-corridor buildings).
  • Free Wi‑Fi in rooms; enhanced Wi‑Fi is included with the daily resort fee.

The Island caters to families with multiple room layouts and building-location options (Gulf or pool views).

St. Maarten 402 at Silver Shells – Rooms

St. Maarten 402 is listed as 'Condo, Multiple Beds, Ocean View (St. Maarten 402 at Silver Shells)'.

  • Unit is air-conditioned and described as an ocean-view condo with complimentary Wi‑Fi and a private terrace.
  • Guests access the unit via a private entrance and receive an email with an access code before arrival.
  • Condo conveniences listed include a ceiling fan and iron/ironing board; specifics like exact bed configuration are in the listing name.

Expect a self-contained condo-style unit with ocean views and private-entry access inside the Silver Shells complex.

Dining & drinks: on-site options

The Island Resort at Fort Walton Beach – Dining & drinks

The Island Resort has multiple on-site restaurants, bars and casual food-truck options aimed at families.

  • Sea Oats Kitchen & Bar serves breakfast and dinner daily and offers a daily happy hour at Sea Oats Bar & Lounge.
  • Poolside Mexican (Cabana Cantina & Tequileria), a Beach Bar (Tripp Tide), and the Grotto seasonal swim-up bar are available.
  • Food-truck options include The Frosty Palm (treats, boozy milkshakes) and Sizzle & Smash (burgers, po'boys).

The Island’s dining program is broad and family-focused — grab quick beach bites or sit down for Gulf-coast seafood.

St. Maarten 402 at Silver Shells – Dining & drinks

The supplier listing for St. Maarten 402 does not publish specific on-site restaurant names tied to this unit.

  • Silver Shells is a beachfront resort complex that typically offers shared facilities; the unit listing does not name restaurants.
  • Guests should check Silver Shells’ property-wide dining options or nearby Destin restaurants for on-site dining availability.
  • Unit includes a terrace and self-catering conveniences; exact meal arrangements vary by guest preference.

If dining choices on-property matter, confirm Silver Shells’ current restaurant offerings before booking this unit.

Pools, beach & signature amenity

The Island Resort at Fort Walton Beach – Pools, beach & signature amenity

The Island’s signature water feature is the Grotto Pool with cascading waterfalls and a seasonal swim-up bar, plus a private beach.

  • Two outdoor pools (Grotto Pool and a year-round heated pool) plus an outdoor hot tub/whirlpool.
  • Grotto Pool offers a seasonal swim-up bar described as a unique regional feature.
  • Private beach access with chair and umbrella rentals; 600 feet of beach frontage.

The Island is built around active pool life and private Gulf beaches — good for families and pool-focused stays.

St. Maarten 402 at Silver Shells – Pools, beach & signature amenity

St. Maarten 402’s listing highlights multiple pools and hot tubs as part of the Silver Shells complex and direct beach proximity.

  • Listing notes two outdoor pools and two hot tubs plus one indoor pool at the property level.
  • Property features pool umbrellas, sun loungers, and outdoor furniture for guest use.
  • Direct beach access is part of the Silver Shells beachfront location, with a walkway to the water.

Silver Shells suits guests who want condo accommodations with several pool options and immediate beach access.

Wellness, nightlife & extras

The Island Resort at Fort Walton Beach – Wellness, nightlife & extras

The Island offers included fitness access, daily entertainment and family activities; it does not have an on-site spa.

  • Fitness center access is included with every stay; daily live music and kids’ activities are covered by the resort fee.
  • No on-site spa per the resort’s FAQ, but guests can book off-site services or local providers.
  • On-site activities include mini golf, fishing access, and event/wedding venues for larger gatherings.

Expect active programming and fitness options rather than an on-site spa at The Island.

St. Maarten 402 at Silver Shells – Wellness, nightlife & extras

St. Maarten 402’s listing mentions fitness facilities and on-site spa services at the property level.

  • Supplier listing includes fitness facilities and 'Spa services on site'.
  • Outdoor tennis court and marina nearby are listed amenities for the complex.
  • Parking options include free self parking, covered and uncovered parking though spaces may be limited.

Silver Shells offers on-site wellness options and sport amenities, along with condo conveniences; check availability for spa services.

Who Wins? Best Pick by Travel Style

Best for families
Lawn area and walkway beside the beachfront at The Island Resort at Fort Walton Beach

The Island Resort at Fort Walton Beach

The Island Resort — family activities, kids’ programming, food trucks and a lively pool/beach scene with a swim-up bar.

Best for condo-style stays
St. Maarten 402 at Silver Shells, Destin, Florida

St. Maarten 402 at Silver Shells

St. Maarten 402 at Silver Shells — self-entry condo unit within an upscale Destin beachfront complex with multiple pools.

Best for on-site dining variety
Lawn seating and beachfront pier view at The Island Resort at Fort Walton Beach

The Island Resort at Fort Walton Beach

The Island Resort — several named restaurants, bars, food trucks and a full-service Gulf Coast restaurant (Sea Oats).

Best for quieter Destin beach access
St. Maarten 402 at Silver Shells, Destin, Florida

St. Maarten 402 at Silver Shells

St. Maarten 402 at Silver Shells — quieter condo accommodations steps from Henderson Beach State Park and Destin beaches.

Frequently asked questions

The Island Resort at Fort Walton Beach vs St. Maarten 402 at Silver Shells: FAQs

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Which property is better for families with young children?

The Island Resort is the clearer family choice — it offers kids’ activities, family-friendly dining and resort programming included in the resort fee.

Do I need to check in at a front desk for St. Maarten 402?

No — St. Maarten 402 listing notes there is no front desk; guests receive an email before arrival with check-in instructions and an access code.

Does The Island Resort have a spa?

No — The Island Resort’s FAQ states there is no on-site spa; it does include a fitness center.

Are both properties beachfront?

Yes — The Island fronts a private stretch of Gulf beach on Okaloosa Island; St. Maarten 402 is inside the Silver Shells Destin beachfront complex with a walkway to the water.

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Outdoor resort swimming pool and loungers framed by palm trees at The Island Resort at Fort Walton Beach
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