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The Island Resort at Fort Walton Beach Fort Walton Beach (FL), Florida
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Hotel comparison guide

The Island Resort at Fort Walton Beach vs St. Croix 206 at Silver Shells

The Island Resort at Fort Walton Beach is a family-oriented beachfront hotel on Okaloosa Island with multiple pools, restaurants and event space; read this if you want an active, all-ages Gulf Coast resort with direct private beach access. St. Croix 206 at Silver Shells is a 3-star Destin beachfront condo within the Silver Shells complex; read this if you prefer condo-style accommodations with a kitchen and resort pools in Destin.

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Aerial view of the resort pool and beachfront at The Island Resort at Fort Walton Beach

The Island Resort at Fort Walton Beach

Family-friendly · Beachfront · Multiple pools & dining

Best for families and groups who want lively on-site dining, kids’ activities, and direct private beach access.

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St. Croix 206 at Silver Shells, Destin, Florida

St. Croix 206 at Silver Shells

Condo-style · Beachfront complex · Kitchen in unit

Best for travelers who want a self-catered condo within a larger Destin resort complex and access to indoor/outdoor pools and fitness facilities.

Quick Verdict: The Island Resort at Fort Walton Beach vs St. Croix 206 at Silver Shells

When The Island Resort at Fort Walton Beach wins: choose The Island Resort for an all-ages resort experience with daily entertainment, multiple on-site restaurants and bars (including a seasonal swim-up Grotto Bar), private beach frontage and large event/wedding facilities.

When St. Croix 206 at Silver Shells wins: pick St. Croix 206 if you want a condo with a kitchen inside a Destin beachfront complex, simple resort amenities (indoor and outdoor pools, fitness facilities) and free self parking on site.

Bottom line: The Island Resort is a full-service, family-focused beach resort with more on-site dining and programming; St. Croix 206 at Silver Shells is a quieter condo option inside a Destin resort complex suited to travelers who want in-unit cooking and basic resort pools rather than a larger on-site entertainment program.

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The Island Resort at Fort Walton Beach vs St. Croix 206 at Silver Shells – At a Glance

Side-by-side facts for The Island Resort at Fort Walton Beach and St. Croix 206 at Silver Shells
CategoryThe Island Resort at Fort Walton BeachSt. Croix 206 at Silver Shells
Overall vibeLively, family-focused resort with regular entertainment and multiple dining venuesResort-condo within a larger beachfront complex, quieter and more self-catered
LocationDirectly on Okaloosa Island private Gulf beach (600 ft of private sand)Destin beachfront unit within Silver Shells complex (address: 15300 Emerald Coast Pkwy Unit 206)
SizeApproximately 333–335 rooms across four buildings and event space for large groupsCondo unit (room type: Condo, Multiple Beds (St. Croix 206 at Silver Shells))
Ages / audienceAll ages — family-friendly with kids' activities and family programmingAll ages — not adults-only; condo-style stays suitable for families
PoolsTwo outdoor pools including the Grotto Pool with seasonal swim-up bar, plus a hot tubIndoor pool and outdoor pool (Silver Shells complex)
Restaurants & barsMultiple on-site options (Sea Oats Kitchen & Bar, Cabana Cantina & Tequileria, Beach Bar, Grotto Bar, food trucks)Not published
Spa / wellnessNo spa on property; fitness center included with stayFitness facilities available; spa: Not published
Known forGrotto swim-up bar, private beach, family entertainment and on-site event spacePart of the Silver Shells beachfront resort complex and an in-unit kitchen
ParkingSelf-parking available for a daily fee (select packages may include parking)Free self parking onsite (limited spaces) and covered/uncovered options
Check-in / check-outCheck-in from 4:00 PM; check-out before 11:00 AMCheck-in begins 4:00 PM; check-out 10:00 AM

A Look Inside The Island Resort at Fort Walton Beach

The Island Resort at Fort Walton Beach: rooms & suitesRooms & suitesThe Island Resort at Fort Walton Beach: pools & beachPools & beachThe Island Resort at Fort Walton Beach: diningDining
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Location: Fort Walton Beach vs Destin

The Island Resort at Fort Walton Beach – Location

The Island Resort sits directly on Okaloosa Island with 600 feet of private Gulf beach and easy walking access to local boardwalk and attractions.

  • Private beach frontage on the Gulf of Mexico (roughly 600 ft).
  • Walkable to Okaloosa Island Pier, Boardwalk, Gulfarium and family attractions.
  • On-site concierge and boat/ground transfer options for regional excursions.

Choose The Island Resort for immediate private beach access and walkable Okaloosa Island attractions.

St. Croix 206 at Silver Shells – Location

St. Croix 206 is a condo within the Silver Shells resort complex in Destin, situated on the Destin beachfront.

  • Street address: 15300 Emerald Coast Pkwy Unit 206, Destin, FL 32541.
  • Located close to Henderson Beach State Park and Destin beaches per supplier listing.
  • Part of a larger resort complex that places you in Destin rather than Okaloosa Island.

Choose St. Croix 206 if you want to be based in Destin with condo-style lodging inside a beachfront complex.

Rooms: Hotel rooms vs condo unit

The Island Resort at Fort Walton Beach – Rooms

The Island Resort offers a range of room types across four buildings to suit families and couples.

  • Room types include Standard Room, Room, Junior Suite (with sofa beds), Pool View and Gulf View options.
  • Rooms are in four buildings: The Beach House (6 floors) and three two-story buildings.
  • Typical hotel amenities: free WiFi (enhanced WiFi with resort fee), fitness center access and ADA options.

The Island Resort is a traditional hotel with many room options designed for families and groups.

St. Croix 206 at Silver Shells – Rooms

St. Croix 206 is a single condo unit with a kitchen and multiple beds listed as 'Condo, Multiple Beds (St. Croix 206 at Silver Shells)'.

  • Condo includes an in-unit kitchen (useful for self-catering).
  • Unit is accessed through Silver Shells' property procedures (no front desk; access code emailed before arrival).
  • Minimum check-in age and other front-desk policies are set by the property listing (check-in min age 25 per supplier listing).

St. Croix 206 suits travelers who prefer in-unit cooking and the independence of condo living within a resort complex.

Dining & drinks: On-site options

The Island Resort at Fort Walton Beach – Dining & drinks

The Island Resort has multiple dedicated dining venues and bars on property for varied meals and casual bites.

  • Sea Oats Kitchen & Bar serves breakfast and dinner; Sea Oats Bar & Lounge has daily happy hour.
  • Cabana Cantina & Tequileria is poolside Mexican cuisine; The Beach Bar offers pizza, drinks and live music.
  • Food trucks (The Frosty Palm and Sizzle & Smash) add casual snack and treat options on the Beach Patio.

If you want on-site restaurants and regular bar programming, The Island Resort provides more choices and scheduled entertainment.

St. Croix 206 at Silver Shells – Dining & drinks

St. Croix 206 is a condo with a kitchen; the Silver Shells complex provides basic resort amenities but specific on-site restaurants for this unit are not published in the supplier listing.

  • In-unit kitchen lets you prepare meals and reduce eating-out costs.
  • Complimentary wireless internet is available in the condo.
  • Supplier listing does not publish dedicated restaurants or bars tied specifically to St. Croix 206.

Expect self-catering convenience at St. Croix 206 and rely on nearby Destin dining for more options.

Pools & beach: Resort amenities

The Island Resort at Fort Walton Beach – Pools & beach

The Island Resort emphasizes pools and beach access as core amenities.

  • Two outdoor pools: a year-round heated pool and the Grotto Pool with cascading waterfalls and a seasonal swim-up bar.
  • Outdoor hot tub/whirlpool and pool/beach towel service included with the resort fee.
  • Private beach access with chair/umbrella rentals available.

The Island Resort is stronger if pools, a swim-up bar and direct private beach use are priorities.

St. Croix 206 at Silver Shells – Pools & beach

St. Croix 206 guests use the Silver Shells complex pools and facilities.

  • Silver Shells offers at least one indoor pool and one outdoor pool noted on the supplier listing.
  • Outdoor tennis court and fitness facilities are listed among amenities.
  • Unit is described as beachfront within the Silver Shells complex (beach access via the resort complex).

St. Croix 206 provides access to indoor/outdoor pools and fitness amenities within the Silver Shells resort setting.

Wellness & nightlife: Fitness, entertainment and bars

The Island Resort at Fort Walton Beach – Wellness & nightlife

The Island Resort combines fitness access with daily entertainment and late-afternoon happy hour options.

  • Fitness center access is included with every stay.
  • Daily on-site entertainment and live music are part of the mandatory resort fee.
  • Multiple bars on property, including the Grotto swim-up bar and The Beach Bar with live music and DJs.

The Island Resort is a better pick for guests who want organized entertainment and a social bar scene.

St. Croix 206 at Silver Shells – Wellness & nightlife

St. Croix 206 lists fitness facilities and nearby Destin attractions but does not publish an entertainment program for the unit.

  • Fitness facilities are listed in the supplier amenities.
  • No published on-site entertainment schedule for St. Croix 206 specifically; Destin nightlife options are accessible in the wider area.
  • Check-in uses emailed access instructions; there is no staffed front desk at the unit.

Choose St. Croix 206 for quieter condo stays with basic fitness amenities and to use Destin’s nightlife off-property.

Who Wins? Best Pick by Travel Style

Best for families who want on-site programming
Lawn area and walkway beside the beachfront at The Island Resort at Fort Walton Beach

The Island Resort at Fort Walton Beach

The Island Resort — kids’ activities, daily entertainment, multiple pools and family-focused dining.

Best for self-catering or longer stays
St. Croix 206 at Silver Shells, Destin, Florida

St. Croix 206 at Silver Shells

St. Croix 206 — in-unit kitchen and condo layout for preparing meals and more independent stays.

Best for on-site dining variety
Lawn seating and beachfront pier view at The Island Resort at Fort Walton Beach

The Island Resort at Fort Walton Beach

The Island Resort — several restaurants, bars, food trucks and a daily happy hour at Sea Oats Bar & Lounge.

Best for quiet condo-style lodging in Destin
St. Croix 206 at Silver Shells, Destin, Florida

St. Croix 206 at Silver Shells

St. Croix 206 — quieter footprint inside the Silver Shells complex, with indoor pool access and parking.

Frequently asked questions

The Island Resort at Fort Walton Beach vs St. Croix 206 at Silver Shells: FAQs

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Which property is better for families with children?

The Island Resort is set up for families with kids' activities, family dining and multiple pools; St. Croix 206 is a condo unit that can work for families who prefer self-catering but has fewer published family programs.

Does St. Croix 206 have a kitchen?

Yes — the supplier listing notes the condo includes a kitchen for in-unit meal preparation.

Are both properties beachfront?

Yes — The Island Resort fronts Okaloosa Island's Gulf beach; St. Croix 206 is a beachfront condo within the Silver Shells complex in Destin.

Is there a spa at either property?

The Island Resort does not offer a spa on property; the supplier listing for St. Croix 206 lists fitness facilities but does not publish a spa.

More The Island Resort at Fort Walton Beach Comparison Guides

Explore how The Island Resort at Fort Walton Beach stacks up against other hotels nearby:

Outdoor resort swimming pool and loungers framed by palm trees at The Island Resort at Fort Walton Beach
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